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Home Insurance Policy Features

Browse our services below

Home Systems Protection

Home Systems Protection adds protection for your home systems such as your HVAC system, hot water heater, kitchen appliances, water filtration system and more.  It has a separate deductible and can provide coverage up to $100,000 depending on the carrier.  This coverage is provided by several of our carriers but amounts and deductible may be unique to each carrier. 

Service Line Protection

Did you know the water and gas service lines routing thru your yard connecting your home to the city's utility service line is not covered by your basic home policy?  This protection can be purchased with a separate deductible.  

Foundation / Water Coverage

For water leaks under your slab Foundation Water coverage is recommended for those unforeseen leaks that leave you with a high water bill.   

Additional Protection Options

Mole/Fungi coverage, Water Backup, Identity Theft, Additional Coverage Limits for Guns, Computers, Jewelry and more.  

Earthquake Coverage

Earthquake insurance is available for an additional cost.  Our region has experienced more earthquakes in the last 5 years than the last 100 years.  Some carriers offer protection from damage caused by earth movement.  This protection is offered as a separate policy in addition to your homeowners insurance policy.    

Mortgage Protection

We have very efficient methods for protecting your families future and property if something unforeseen happens to the bread winner or either spouse.  We know it is a conversation most people don't want to have so we do our best to provide you with options that are comprehensive and precise.  Our goal is to ensure stability for your family during what can be a stressful period.     

Savings Alert!     Savings Alert!     Savings Alert!

Did you know you can receive additional savings just for owning a home? This discount is available even if the property is in another state.  Call us for a quote so we can show you how. 

Flexible roof deductibles allow us to customize your policy to fit

your needs as well as your budget. 

A higher deductible can lower your premium. 



Don't forget to bundle your home or renters policy with your auto policy.

Most of our carriers provide a bundle discount for having your home/renters and auto policies within our agency. 

Landlord Property Insurance

Our carriers have some of the best rates for investment properties.  If you have one or a hundred properties, we can find the best product to fit your needs. 


Homeowners, Second Home, Vacation Home

Personal Property Insurance

We shop several carriers to bring you comprehensive coverage for your Home, Second/Vacation Home

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For Your Home - Town Home - Condo - Duplex

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Current Home Deductible and Dwelling Coverage

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